Service terms
Effective date: 1 May 2025
These Service Terms (the “Terms”) set out the rules for accessing and using the website PeraPlus and the AI trading platform, together called the “Service”, operated by PeraPlus Inc. (referred to as “PeraPlus”, “we”, “us”, or “our”). By using the Service, you accept these Terms. If you disagree with them, do not access the Service.
1. Who may use the Service
You must be 18 or older to use the Service. By accessing it, you confirm that you satisfy this age requirement and can legally agree to these Terms. The Service is unavailable wherever applicable law does not permit its use.
2. Opening an account
Full access requires an account with information that is accurate, up to date, and complete. You must protect your sign-in details and remain responsible for activity carried out through your account. If you believe someone has accessed it without permission, notify us promptly at if you believe your account has been accessed without authorisation.
We may restrict or close accounts that breach these Terms, provide misleading details, or participate in fraudulent or abusive behaviour.
3. Service scope and restrictions
PeraPlus offers AI-based market analysis, trading signals, and optional automated order execution through linked brokerage accounts. The Service is intended for information and analysis.
- PeraPlus does not hold, safeguard, or administer your money. Your capital stays in your own brokerage or exchange account.
- The platform can connect to your broker through API credentials with read and execution permissions. Those credentials do not permit withdrawals.
- Earlier results from a strategy or signal should not be treated as evidence of future performance.
- Trading carries the possibility of loss, including losing the amount originally invested.
4. No investment guidance
Nothing provided through the PeraPlus platform is financial, investment, trading, or other professional advice. Signals and analytics are supplied for information only. Speak with a suitably qualified financial adviser before making investment decisions. PeraPlus is not a registered investment adviser, broker-dealer, or financial planner.
5. Charges and billing
Certain features may require a paid plan. Current charges appear on the pricing page and may change with 30 days' notice. Applicable taxes are not included and remain your responsibility. Plans are charged in advance on a monthly or yearly basis. At our discretion, a refund may be available within 14 days of the first charge for new subscribers only.
6. Permitted use
You must not:
- Use the Service unlawfully or contrary to an applicable rule or regulation.
- Reverse engineer, decompile, disassemble, or otherwise attempt to obtain the platform source code.
- Run automated tools to scrape, crawl, or collect information from the Service.
- Resell, sublicense, or use any part of the Service commercially without our prior written approval.
- Disrupt the Service, its operation, integrity, or supporting infrastructure.
- Carry out market manipulation, front-running, or another activity prohibited by financial rules.
7. Ownership and intellectual property
All content, code, algorithms, marks, and confidential know-how supplied through the Service belong exclusively to PeraPlus or its licensors. These Terms transfer no ownership or other interest to you. Our logos and trademarks may not be used without written permission.
8. Warranty disclaimer
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT ANY EXPRESS OR IMPLIED WARRANTY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, AND NON-INFRINGEMENT. PeraPlus DOES NOT PROMISE THAT THE SERVICE WILL OPERATE WITHOUT INTERRUPTION, ERRORS, VIRUSES, OR OTHER HARMFUL ELEMENTS.
9. Liability limits
TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, PeraPlus SHALL NOT BE RESPONSIBLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE LOSS, INCLUDING LOST PROFITS, DATA, TRADING LOSSES, OR BUSINESS INTERRUPTION, RESULTING FROM OR RELATING TO THE SERVICE, EVEN IF SUCH LOSS WAS FORESEEABLE. OUR TOTAL LIABILITY WILL NOT EXCEED THE AMOUNT YOU PAID TO PeraPlus DURING THE 12 MONTHS BEFORE THE CLAIM AROSE.
10. Your responsibility to indemnify
You undertake to indemnify, protect, and release PeraPlus and its directors, officers, staff, and representatives from all claims, obligations, harm, losses, and costs, including reasonable attorney fees, resulting from or connected with your use of the Service, breach of these Terms, or infringement of third-party rights.
11. Ending access
You can close your account through its settings or by contacting . We may end or suspend access without delay if you break these Terms. Once access ends, your permission to use the Service stops and account information may be removed under our Privacy Policy.
12. Applicable law and disputes
These Terms are governed by the laws of PeraPlus, excluding conflict-of-law rules. Disputes will first be referred to binding arbitration in PH under American Arbitration Association procedures. Users in the EU or United Kingdom may also bring claims in their competent local courts.
13. Updates to these Terms
We may amend these Terms. Material revisions will receive at least 14 days' notice by email or through a platform banner. Continuing to use the Service after the change takes effect means you accept the revised Terms.